Will my bank statement work?
This is the question most people ask before uploading. The quickest way to know is to try: 5 pages a day are free and need no account. Here is what to expect.
Banks and countries
There is no fixed list of banks. Each page is read as it is printed, so statements from most banks work, including other languages, day-first dates and comma decimals. Most of our testing has been on US and UK statements; for anything else, the balance check tells you quickly whether the result adds up.
File types
| File | Works? | What to know |
|---|---|---|
| PDF downloaded from online banking | Best | Real text gives the most accurate result. |
| Scanned PDF | Yes | Read from the page image; check amounts on blurry pages. |
| Photo or screenshot (PNG, JPG, WebP) | Yes | One image is one page. Up to 16 megapixels, 8,000 pixels per side and a 4:1 shape — very long screenshots need splitting. |
| Password-protected PDF | Not directly | Make an unlocked copy first (see below). |
| Over 20 MB or 100 pages | Split first | Split the PDF into smaller files. |
Is my PDF text-based or scanned?
Open it and try to select a word. If the text highlights, it is text-based. If the whole page behaves like a picture, it was scanned or photographed — that still works, it just needs a closer check.
Password-protected statements
Some banks email statements with a password, often a date of birth or part of an account number. Open the PDF with that password, choose Print, then Save as PDF (Microsoft Print to PDF on Windows). Upload the new copy. Locked files are rejected without using any pages.
Credit card statements
Card statements work the same way: purchases and fees go to Money out, payments and refunds to Money in. When importing into accounting software, choose the credit card account rather than a bank account.
Several accounts in one PDF
Combined statements that list a checking and a savings account, or several currencies, should be split by account first. Accounts are never added together, and the balance check only makes sense for one account at a time.
Things that aren't statements
- A single transfer or payment receipt.
- Invoices and bills.
- Bank letters, account confirmations and fee schedules.
- Cover and summary pages — these are recognised and not charged.
How to get a downloaded statement
- Log in to your online banking on a computer.
- Open Statements or Documents and choose the account and month.
- Download the PDF instead of printing and scanning it.
Try it with your own statement
Upload a text-based PDF — 5 pages a day are free.